Terms of Service

1. Acceptance of Terms

By accessing or using DataNXT's website, services, or platform ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services.

These Terms constitute a legally binding agreement between you and DataNXT GmbH, a company incorporated under German law with its registered office at Theodor-W.-Adorno-Platz 1, 60629 Frankfurt am Main, Germany.

2. Description of Services

DataNXT is developing an AI-powered finance platform designed to provide advanced analytics, insights, and decision-making tools for financial professionals. Our Services include:

• Access to our website and informational content
• Early access programs and beta testing opportunities
• Customer support and consultation services
• Future access to our AI-powered finance platform (when available)

Important: Our platform is currently in development. Features and availability may change without notice.

3. User Eligibility

To use our Services, you must:

• Be at least 18 years old
• Have the legal capacity to enter into binding agreements
• Provide accurate and complete information when requested
• Comply with all applicable laws and regulations

4. User Accounts and Registration

When our platform becomes available, you may need to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your account information
• Keep your login credentials secure and confidential
• Notify us immediately of any unauthorized use
• Accept responsibility for all activities under your account

5. Acceptable Use Policy

You agree not to use our Services to:

• Violate any laws, regulations, or third-party rights
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our Services
• Use our Services for competitive intelligence or benchmarking
• Reverse engineer, decompile, or disassemble our software
• Share or distribute your access credentials

6. Intellectual Property Rights

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, software, and trademarks, are owned by DataNXT or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our Services for your internal business purposes only.

7. Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our Services, you consent to the collection, use, and processing of your data as described in our Privacy Policy.

8. Service Availability

We strive to maintain high availability of our Services, but we do not guarantee uninterrupted access. Our Services may be temporarily unavailable due to:

• Scheduled maintenance
• Technical difficulties
• Force majeure events
• Development and testing activities

9. Beta Testing and Early Access

If you participate in beta testing or early access programs:

• Services may be unstable, incomplete, or subject to change
• You may be required to sign additional agreements
• Confidentiality obligations may apply
• We may collect additional feedback and usage data
• Access may be terminated at any time without notice

10. Fees and Payment

Access to our website and informational content is currently free. When our platform becomes commercially available:

• Pricing and payment terms will be clearly communicated
• Fees may be charged on a subscription or usage basis
• Payment terms will be specified in separate agreements
• All fees are non-refundable unless otherwise stated

11. Disclaimers

Our Services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to:

• Merchantability, fitness for a particular purpose, or non-infringement
• Accuracy, reliability, or completeness of information
• Uninterrupted or error-free operation
• Security or freedom from viruses or harmful components

Financial Disclaimer: Our Services are not intended to provide financial, investment, or legal advice. Any information provided is for informational purposes only.

12. Limitation of Liability

To the maximum extent permitted by law, DataNXT shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, or business opportunities
• Business interruption or system downtime
• Cost of substitute services
• Any damages arising from your use of our Services

Our total liability shall not exceed the amount paid by you for our Services in the 12 months preceding the claim.

13. Indemnification

You agree to indemnify, defend, and hold harmless DataNXT and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your use of our Services
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit or transmit through our Services

14. Termination

We may terminate or suspend your access to our Services at any time, with or without cause or notice, including if you violate these Terms.

Upon termination:

• Your right to use our Services ceases immediately
• We may delete your account and data
• Provisions that should survive termination will remain in effect

15. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of Germany, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of our Services shall be subject to the exclusive jurisdiction of the courts of Frankfurt am Main, Germany.

16. Changes to Terms

We may modify these Terms at any time by posting the updated version on our website. Changes will be effective upon posting, and your continued use of our Services constitutes acceptance of the modified Terms.

We will notify users of material changes via email or prominent website notice when possible.

17. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy and any additional agreements you may enter into with DataNXT, constitute the entire agreement between you and DataNXT regarding your use of our Services.

19. Contact Information

If you have any questions about these Terms, please contact us: